New Reality Check: The Paycheck-To-Paycheck Report: The Holiday Shopping Edition

Study: 15M US Consumers Won't Shop for Holiday Gifts This Year  

Lingering inflation and a looming recession are set to keep millions of financially strained consumers on the shopping sidelines this season, according to a survey of 3,462 consumers for “New Reality Check: The Paycheck-To-Paycheck Report,” a collaboration with LendingClub.
Inside the November Report
  • 40%: Share of consumers not living paycheck to paycheck in October
  • 42%: Average share of purchases bridge millennials, millennials and Gen Z consumers plan to finance this holiday season
  • 87%: Share of consumers who prefer to use credit cards for their 2022 holiday shopping and pay the balance off over time

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    LendingClub The Paycheck-to-Paycheck Report Series